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December 10, 2006

フィリピン現地の医療あれこれ(1)

tacchyです。

フィリピン現地の医療に関しては、色んな論議があるようです。

この稿は、日本人に関して、まずは語ります。

旅行者はもちろんフィリピン在住者の為の保険の賢くやすくあげる方法の公開です☆

普通の日本人の場合、移住をしても、年に一二回は日本に戻ってくるものでしょう。
フィリピン現地でどんな生活をしていても。
必ずしも帰る必要はないのですが、私がしっている又付き合っている日本人はそうです。
かといって、移住の場合、海外在住となり、日本に拠点を引き続き持っているかは人に寄って異なります。
但し、多くの日本人は、移住をしても、日本になんらかの拠点若しくは仮の連絡先を設けているものです。また、それをぜひお勧めします。
これとリンクをしているわけではないのですが、日本に於いて、海外旅行保険という便利なものに加入をすれば、フィリピン現地に於いて、とても高価な高度医療を受ける事ができます。
気を付けていただきたいのは、ここから先は、殆どインターネット上には明記されていない情報だという事です。
多くの旅行者は、海外渡航をする際、旅行代理店か、ネット上か、空港で、海外旅行保険に加入をするものでしょう。
あれは、パッケージになっているので、とても高価なものです。
あれでは、もちろん、移住の際に、連続一年等の加入をするのではちょっとと思いますよね。その通りです。
あの海外旅行保険ですが、保険会社と代理店に寄りますが、あのパッケージではなく、パッケージを構成している保険単体に掛ける事が、実は可能なのです。
余計ないらない保険がうじゃうじゃとあります。
日本から、留学をする人達には、古くから知られている事で、私も相当に昔から使っています。
しかし、なぜか、その情報が、インターネット上などでは皆無です。
これは、パッケージ販売のみしかしない保険会社の存在(主に日系)や、パッケージ販売のみしかしない代理店の数多さの問題もあるでしょう。
私がしる範囲では、海外旅行保険の世界的大手、AIUは、直接販売では無理かもしれない(未確認)し、パッケージ販売しか行わない代理店も結構ありますが、なかには、パッケージをバラして、単体の販売を行う代理店があります。
あのパッケージの中で、実際に必要なのは、「疾病」と「傷害」くらいでしょう。
このふたつに最低はいっておけば、かなり安泰なのです。
パッケージの場合、気が遠くなる位の数の保険が組み合わさっています。
まぁ、フィリピン移住といっても、僻地の場合は、これに「搬送」も必要でしょうから、そこは臨機応変に。
この「疾病」「傷害」だけに入る場合、「アジア」の様に地区毎に価格が変わります。
「アジア」地区で、単体で、「疾病」「傷害」に加入すると、4,000円弱/月。

フィリピンでの高度病院は、大変、価格が高いものです。
それを自由自在に、完全フリーに使いたいものです。
それが、この価格で、全て保障されます。

高度な技術や設備を持った病院にいっても、お金がないとなると、まともにみてもらえません。
医は仁術ですが、病院・医師は、ハナから赤字の道を普通は歩くわけもないし、それは、どんな技術職でもアタリまえでしょう。また、医は仁術の言葉通り、赤字・ボランティアで活躍する医師の取材も、私はアンヘレスでずっと行ってきています。
その話しは、ずれてくるので、後日に別稿で。

ただの盲腸で手術入院となっても、都市のとても高度で有名な病院で、技術とサービスのすべてをだしてもらうとなると、軽く百万円は飛びます。
もちろん、現地人の一般向けに、安いお手ごろなものもありますし、その中間も色々あるわけです。
最高の技術&サービスを全て受けたいときに、この掛け金は、・・・実に安いものではないでしょうか。

↓クリックでランキングにご協力をお願いいたします。

にほんブログ村 海外生活ブログ フィリピン情報へ

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Tracked on December 25, 2006 at 10:54 AM

« 日本国法務大臣・長勢甚遠殿&各入国管理局局長への提案 日本の国益と経済成長とアジアの主導国家となる為に、フィリピン人メイドへの査証(ビザ)の認定制度の新設を望みます。 | Main | 凄い通信のダメージ »